With over 50 years of experience in financial advisory, Don is dedicated to helping individuals meet their financial needs by developing investment plans around their long-term goals and risk tolerance. His extensive experience - throughout major shifts in the markets - enables him to help his clients structure balanced portfolios to address their specific financial goals. 

Don earned his BA degree from SUNY Buffalo in 1968. In addition to applicable securities registrations, he holds a MBA from CUNY-Baruch Graduate School of Business. He taught Options Strategies to E.F. Hutton brokers in 1973 and 1974, from the inception of the CBOE. 

As a firm believer in utilizing carefully tailored hedging strategies to effect risk management, Don sees the resultant downside protection and successful risk mitigation as one of the most vital services a financial manager can provide a client. This process alters the risk-reward profile of the stock market and may be suitable for your needs. It is very important to discuss this strategy on a rolling basis, as implementation requires vigilance and regular, detailed reviews. 

His mission is to provide every client with targeted, comprehensive financial advice and portfolio management - delivered with the highest level of personal service and professional integrity. 

Estate planning Strategies 

Don can work with you and your other professional advisors - including your CPA and attorney -to develop an estate planning strategy that is appropriate for your circumstances. Wells Fargo Advisors Financial Network does not provide legal or tax advice. Be sure to consult with your own tax and legal advisors before taking any action that could have tax consequences. Any estate plan should be reviewed by an attorney who specializes in estate planning and is licensed to practice law in your state. 

Advisory programs 

Don offers advisory programs in which a quarterly fee, assessed in advance, based on the assets in your account, replaces traditional commissions. Fee-based programs are not designed for excessively traded or inactive accounts. Please carefully review the Wells Fargo Advisors Financial Network advisory disclosure document for a full description of our services, including fees and expenses. During periods of lower trading activity, your costs might be lower if our compensation were based on commissions. 

Fees for the PIM program include advisory services, performance measurement, transaction costs, custody services and trading. Fees are based on the assets in the account and are assessed quarterly. There is a minimum fee of $250 per calendar quarter to maintain this type of account. This program may not be suitable for all investors. The minimum account size for this program varies.

As a Professional, Charles McManus believes his primary responsibility is to manage the financial risks his clients face. He has advised numerous families throughout life changes, economic cycles, market shifts and family transitions. A member of the small group of financial advisors which serve their clients under the Private Investment Manager (PIM) program*, he is adept at developing strategies to meet specific planning goals.

Having 20+ years in the financial services industry, with special focus on investment planning, Charles plays a key role in the life of his clients. Coordinating a personalized investment plan begins with identifying the clients individual needs, risk tolerance and goals. Prioritizing these goals is a crucial planning step before developing a strategy to meet them.  This process continues through regular client meetings which focus on tracking the progress of the strategy, adjusting where needed to constantly evolving market conditions, as well  as the progressive life stages of his clients.

Charles works diligently to help direct his clients to the best opportunities for their individual needs. Whether their goals include investing for retirement, a loved one's education, family or business legacy planning, even a charitable concern-Charles provides these planning services with Integrity, honesty and clarity. The best service at the highest levels of professionalism underpins all of Charles'  work.

Beginning his career with Paine Webber, Charles moved on to Smith Barney, spending more than a decade developing his industry knowledge and broadening his financial expertise. Charles then served several years as Senior Portfolio Manager at Morgan Stanley, spent 11 years with Wells Fargo Advisors and transitioned to Wells Fargo Advisors Financial Network in 2023. Seeking to improve on the excellent standard of service his clients have come to expect, Charles found committed partners in Rich, McManus & Goett Group.

A New York native currently residing in Connecticut, Charles attended Manhattan College. After graduating with a Bachelor in Electrical Engineering, he went on to earn his Master of Business Administration from Iona College. He later achieved the CFP® certification, displaying his excellent standards in the financial profession, as well as the title of Senior PIM Portfolio Manager. CFP® professionals strongly emphasize continuing education and Charles commits to rigorous coursework and examination through the College of Financial Planning annually.

Actively serving as a supporter and advocate, Charles volunteers his time working for both the National Kidney Foundation and the American Cancer Society. In his spare time he enjoys playing hockey and volunteering as a referee. In the summer he enjoys sailing and attempting to look respectable whilst playing golf. The father of two grown children, Charles cherishes time spent with the family.

*The PIM program is not designed for excessively traded or inactive accounts and is not appropriate for all investors. Please carefully review the Wells Fargo Advisors Financial Network advisory disclosure document for a full description of our services. The minimum account size for this program is $50,000.


CA Insurance Lic. # 0F88282

Joseph's aim is to assist you in informed, responsible stewardship of your assets for lifetime and generational needs. If you are planning for retirement, saving for your children's or grandchildren's education, or looking to preserve and grow your wealth- he can help. Before entering the financial services industry Joseph served as the Director of Charter Sales at a private aviation firm, as well as Vice-President of Sales and Development for its information technology subsidiary. 

Planning for Retirement 

Retirement can bring significant changes to both your lifestyle and finances. It represents a time when you may no longer be working, or perhaps working less, and when your income will likely come from various sources such as your savings and investments, Social Security, and pensions. Ensuring that these income sources can support you throughout your retirement is critical. It requires a plan that seeks to sufficiently manage common retirement obstacles while also effectively responding to unexpected retirement income challenges. Whether you're an individual seeking tax-deferred growth or a business owner wanting to offer employees an attractive benefit, Joseph can help you navigate the complex choices available to you. He offers assistance with a full array of retirement plans, including: IRAs and IRA rollovers, Roth IRAs and conversions, Simplified Employee Pension (SEP) and Keogh plans, SIMPLE plans for small businesses, as well as 401(k), pension, and profit-sharing plans. 

Comprehensive Investment 

Making sure your wealth continues to work in support of the goals you have established takes careful planning. Such planning is not a single event - it is a process. As your life circumstances change, so must the investment strategies we use to stay on course toward meeting your objectives. What may be a well-constructed portfolio for one investor may not be appropriate for others. Each individual or business has different risk tolerance, goals, time horizons, tax considerations and other needs. That is why Joseph works with you to design investment strategies targeted to your specific needs and goals.

Finding the Right Balance 

Poorly constructed and managed portfolios can endanger the realization of your goals. The best way to help ensure preservation of capital and take advantage of the periodic growth across various asset classes and sectors is a carefully diversified portfolio, with a level of risk to fit your specific needs. 

Getting Started

Rich, McManus & Goett Group has programs which leverage capabilities across the entirety of our divisions- resulting in a holistic approach to addressing your business and personal needs. Contact Joseph to start a constructive conversation regarding your finances. Together you can identify the areas that require attention and begin developing strategies to mitigate and overcome your challenges.

Background

Breda has been part of our family for many years and brings extensive securities industry experience to The Rich, McManus & Goett Group. Her role includes customer service, handling of day-to-day operations, meeting compliance requirements, and facilitating a seamless client experience.

She prides herself on providing each client with an elevated level of support and personalized service, and her satisfaction comes from knowing that clients’ needs are being met effectively and efficiently.

She began her career on Wall Street in 1994 and held various positions at Lee Sager, Jr. Inc., Clearwater Management, David Lerner Associates, Inc., and Spencer Clarke LLC. Her previous roles included executive assistant, investment/operations administrator, and administrative assistant. On the day her mentor Lee Sager retired, Breda got to ring the closing bell at the NYSE.

Away from the office

Breda grew up in County Cavan, Ireland and is the oldest of nine siblings. She is an avid cyclist, loves to cook, enjoys reading classic literature and, when possible, visiting her family in Ireland.